Social Security is one of the most important topics to discuss when planning for retirement. It is also one of the most commonly misused and misunderstood retirement tools available also. According to David Giertz, Social Security is also one of the least discussed financial tools discussed by financial advisers.
In fact, David Giertz was recently interviewed for the Wall Street Journal. During this interview, he discussed how the majority of people are not optimizing their Social Security benefits properly. These actions are causing people to loose hundreds, if not thousands, of dollars over the years. Mr. Giertz also discussed how a recent survey showed that many financial advisers are not even bringing up the subject of Social Security with their clients. This trend has many financial advisers at risk for losing their clients, according to the recent survey mentioned in the article.
David Giertz has been a financial adviser for over thirty years. He has been employed with Nationwide Financial Services for several years. In fact, Mr. Giertz holds several executive positions in several of the Nationwide Insurance companies. One of these high powered positions includes Senior Vice President of Financial Distribution and Sales on Twitter.
In the thirty plus years of the financial industry. David Giertz has became an expert in various aspects of the financial planning industry. His expertise includes stocks, bonds, mutual funds, and many other tools. He has also earned four certifications within the field.
David Giertz recommended in the recent interview that fellow financial advisers help their clients maximize their Social Security benefits on angel.co. He recognized that many advisers are unsure of the numerous codes and regulations that come with these benefits. However, understanding these benefits, and helping clients maximize them, is in the best interest of the adviser and client alike.