David Giertz Recommends Maximizing Social Security Benefits

Social Security is one of the most important topics to discuss when planning for retirement. It is also one of the most commonly misused and misunderstood retirement tools available also. According to David Giertz, Social Security is also one of the least discussed financial tools discussed by financial advisers.

In fact, David Giertz was recently interviewed for the Wall Street Journal. During this interview, he discussed how the majority of people are not optimizing their Social Security benefits properly. These actions are causing people to loose hundreds, if not thousands, of dollars over the years. Mr. Giertz also discussed how a recent survey showed that many financial advisers are not even bringing up the subject of Social Security with their clients. This trend has many financial advisers at risk for losing their clients, according to the recent survey mentioned in the article.

David Giertz has been a financial adviser for over thirty years. He has been employed with Nationwide Financial Services for several years. In fact, Mr. Giertz holds several executive positions in several of the Nationwide Insurance companies. One of these high powered positions includes Senior Vice President of Financial Distribution and Sales on Twitter.

In the thirty plus years of the financial industry. David Giertz has became an expert in various aspects of the financial planning industry. His expertise includes stocks, bonds, mutual funds, and many other tools. He has also earned four certifications within the field.

David Giertz recommended in the recent interview that fellow financial advisers help their clients maximize their Social Security benefits on angel.co. He recognized that many advisers are unsure of the numerous codes and regulations that come with these benefits. However, understanding these benefits, and helping clients maximize them, is in the best interest of the adviser and client alike.

Source: https://about.me/davidgiertz

UKV PLC Shows The Benefits Of Investing In Wine

The chance to invest in a product that will only rise in value as the number of available options dwindle is not something any of us can ignore. UKV PLC has been guiding investors through the best options in fine wine investing for a number of years as the team of experts look to bring the latest news and tips to their clients on which varieties, vintages, and producers offer the best chances of finding a major profit in the future.

UKV PLC is based in London, which has a long history of vintners being based in this historic city dating back to the Middle Ages; from the 1980s onward London vintners have developed a growing reputation for being able to spot the next wines that will turn a major profit for the future, a tradition that UKV PLC has been looking to continue over the course of the 21st century.

Most wine enthusiasts and collectors know much about the wine industry, but working with the experts at UKV PLC can make it easier for the individual investor or collector to create a diversified portfolio of investment wines to protect their investments. Like all investments the wine market sees prices fluctuate and making sure investment wines are procured from different vineyards and regions of the world is something UKV PLC can aid any investor in exploring.

Among the benefits of working with UKV PLC to source wines for collecting, investing, and everyday drinking is the fact the company is not linked to an individual wine producer to allow a range of wines to be explored from some of the world’s most famous wine producing regions. As bottles of some of the world’s finest wines are consumed the prices of those remaining rise to create excellent opportunities for UKV PLC to assist any buyer or seller in getting the most from their fine wine investment.

Linda is the New Head of HCM’s Giving Program

James Dondero, the CEO and founding partner of the Highland Capital Management (HCM), has enlisted the help of Linda Owen to manage the rapidly expanding Highland’s charitable giving program. Linda Owen is an esteemed civic leader who lives in Dallas. She used to work for The Woodall Rodgers Park Foundation as the president.

In the newly established position, Owen will be the charitable giving manager in charge of administering HCM’s charitable giving program. She will partner with executives of The Dallas Foundation, a non-profit that manages HCM’s charitable funds.

James Dondero’s comments

James Dondero stated that HCM decided to assign the duty of managing its charitable giving program to a professional after it had expanded its philanthropic initiatives. Linda has a stellar record of formulating exceptional public-private collaborations in Dallas. Additionally, she is passionate about improving lives through charity work.


HCM dedicates more than $3 million yearly to philanthropic agencies via The Dallas Foundation. The firm donates towards causes like Dallas Community, health care, education, and veterans’ support. HCM funds organization like Snowball Express, the Center for Brain Health, Perot Museum of Nature, the Dallas Zoo, and the American Heart Association.

Owen’s remarks

According to Owen, HCM’s unwavering commitment to charity work is inspiring. The company works closely with foundations it funds to help them realize their goals. Both senior and junior workers carry out charitable initiatives enthusiastically.

Highland Capital Management (HCM)

HCM is a reputable investment adviser that manages assets worth about $17 billion. With over 24 years’ experience in the alternative investment industry, Highland Capital Management (HCM)X has earned a spot among the premier providers of alternative credit management services. The company is a hub of leading-edge credit solutions that include long-only funds, distressed equity, collateralized loan obligations, and separate accounts. It has offices in central cities like Dallas, Seoul, Singapore, Sao Paolo, and New York.

The Dallas Foundation

The Dallas Foundation seeks to improve living conditions of residents of North Texas by mobilizing passionate philanthropists and effective foundations. This public charity commenced its charitable operations back in 1929. It has over 300 special funds and gives out grants to organizations across different fields, including animal welfare, social services, health, and education.

Highland Capital Management Career

EOS Moves Along Ahead of Chapstick

The Evolution of Smooth has become one of the top selling brands of lip balm. There are a lot of people that are waiting to see what the next flavor from this company will be. It is a very interesting company that has managed to gain a lot of space in stores because the product design is so unique. This was an interesting way for Evolution of Smooth to cleverly gain more shelf space. Stores will obviously have to give this product more space because it was bigger. When people look at EOS lip balm products, it has obviously overshadowed the others because of the shape and colors.

This has been close to a decade of planning. Initially this was a product that was found in stores like Walgreens. This is where customers may have made an impulse purchase when they were picking up a prescription or simply browsing through the store during a lunch break. As time progressed the Evolution of Smooth went from Walgreens and expanded into Walmart and a plethora of other stores. Now it is something that has become known as the product for smooth lips.

Lots of people in the industry are surprised that this lip balm company has done so well, but it only shows that the underdog can rise to the top when the industry leaders failed to secure their post. This is what the leadership at Chapstick did. They did not secure their post as the leader by thinking outside of the box and coming up with new ideas for customers. They stayed in their lane and continued to do the same thing year after year because they felt that customers purchased their products out of routine you. The Evolution of Smooth founders came along and made a point to breakup routine.




Eric Pulier Inspires Young and Ambitious Entrepreneurs to Stick to Their Dreams

Building a career from a point where one is struggling to becoming a successful entrepreneur is something that takes a lot of effort. Eric Pulier is among few individuals who have defied odds by pursuing areas that were viewed as difficult and too narrow for one to earn success from. Over three decades ago, pursuing technology was not regarded a perfect idea and many people chose other careers, carefully evading subjects like Computer Science. However, that changed abruptly few years later, hitting everyone by surprise at how well the field started faring and the many opportunities it carried along. Eric Pulier moved the lonely path and today, he is among highly successful entrepreneurs and technologists.

Education and passion

Eric Pulier began building skills in computing at an early age. Inspired by the wonders and benefits that technology availed, he chose to pursue the specialty and began conducting research at a very early age. At fourth grade, he already had identified his passion for computing. Eric Pulier studied at the Teaneck High School and while at the institution, he founded a computer database company from the knowledge he had acquired from his research.

This step offered him further motivation to pursue other areas of technology and nurture his passion into a successful career. Even after graduating from the high school, he decided to pursue the field and this saw him join MIT College to study Computer Science. Within this period, he was also registered at the Harvard University for a degree in American Literature and English. He graduated in 1988 from the colleges.

Career and development

The career of Eric Pulier has been an admirable journey full of discoveries and interesting leaps. He first founded People Doing Things, a company that used technology to address the problems that marred progress in various ministries. Due to his prowess, he was picked to handle the technology exhibition in 1997 that would display the technological progress the government of Bush and Al Gore had achieved and the plans they had. His skills helped him to arrange impressive presentations and to handle the entire session professionally, something that marketed him further as a prolific technologist.